3951. EVALUATION OF THE EFFECTS OF FLOODING ON THREE VARIETIES OF RICE

Background of the Study: The damaging effects of flooding remain as major sources of concerns among millions of rice farmers worldwide. The weather change due to various reasons causing unexpected and sudden flood recently in Nigeria has negative impacts on rice farming and people’s life. This research project is to evaluate the effect of flooding on the growth of three varieties of rice grown in Abakaliki Ebonyi State and to see how it influences people and agriculture...

3952. EVALUATION OF THE EFFECTS OF ANTHROPOENIC ACTIVITIES AND DOMESTIC WASTE ON SURFACE WATER QUALITY

Abstract: The microbiological and organic pollutants characteristics of umuosoko stream in ikwuano local government area, Enugu state, Nigeria were carried out. Twenty water samples were collected from four different parts of the river.  The pour plate technique was employed for the isolation of micro-organisms. Colonial morphology, Gram staining and biochemical tests were used for identification and characterization. The statistical analyses used were a...

3953. ETHNIC CONFLICT AND NATIONAL STABILITY IN NIGERIA (A CASE STUDY OF OBASONJO’S REGIME)

BACKGROUND OF THE STUDY: Our country Nigeria was created by the British colonialist who performed the task of bringing the various ethnic nationalities together in 1914 to form a single nation state, right from creation Nigeria has been a plural society made up of three major groups of Hausa, Igbo and Yoruba, while the minority groups include, Efik, Igala, Tiv, Jukun, Urhobo, Ijaw, Ibibio etc, infact, recent studies puts the figure at about 374 ethic groups (Otite, 1990:...

3954. ETHANOL PRODUCTION FROM YAM (DISCOREA SPP) PEELS

​​​​​​Background of the study: Yams (Discorea spp) of the family Diocoreaceae are members of the flowering plant. They are monocots, related to palms, grasses and archids. Most yam species grow in the tropics and subtropics area with fairly heavy total annual rainfall, but with a definite day season. During the rainy season, they produced one or more underground tubers to store food and water through the dry season the tubers are thickened stems. Most yam plant have smal...

3955. PROBLEMS AND PROSPECT OF ELECTRONIC BANKING IN NIGERIA

BACKGROUND OF THE STUDY: Financial institutions have been early adopters of smart card and credit cards technology, in the system and more recently, the launching of internet banking have transformed the world into a global village linked with electronic impulses. The idea or when the Apex Bank of Nigeria (Central Bank of Nigeria) gave the approval to all states. Trust Bank Limited to issue a financial product known as the ESCA an electronic purse to the publ...

3956. FRAUD IN THE NIGERIAN BANKING INDUSTRY: CAUSES, CONSEQUENCES AND SOLUTION

ABSTRACT: There were so many difficulties which this research work was confronted with bank officials were so reluctant to give out helpful information of this problem and there was also the cost of research and limited  time for acquisition analysis and prop or interpretation of   data effort was mode bys the researcher to personally visit places where the above secondary data were located. In the absence for the need for prim...

3957. FRAUD AND FINANCIAL MALPRACTICE AS A LENDING FACTOR TO BUSINESS FAILURE

Background of the study: This research work is an attempt to study on fraud and financial malpractice as a leading factor to business failure. Business can be seen as all profit directed towards providing goods and services to mankind. The business organization under usual condition of operation is the result of growth of any business. Individuals are to fill the various positions which will help the organization to achieve its desired objective. Companies are today going thr...

3958. EFFECTS OF MICROFINANCING ON MICRO AND SMALL ENTERPRISES (MSEs) IN SOUTHWEST NIGERIA

ABSTRACT: This research work investigated the effects of micro-financing on Micro and Small Enterprises (MSEs) in South-west Nigeria. The study examined how micro-finance and non-financial micro-financing activities and features such as group membership, pre-loan training, cross guaranteeship, loan size, technical and managerial training, among others, impact on the survival, growth, productivity and performance of Micro and Small Enterprises in Southwest Nigeria. The hypothe...

3959. EFFECT OF PRIVITALIZATION AND COMMERCIALIZATION OF GOVERNMENT OWNED INDUSTRIES IN A DEVELOPING ECONOMY

Abstract: Emphasis on affects of privatization and commercialization of government owned industries in developing Economy. (A case study of Nitel Enugu) in order to emulate a concrete result the researcher constricted questionnaire. At the end of the work the research result in identifying some effects emanating from privatization and commercialization and among them are Increase in employment due to GSM Increase in productivity an efficient. Reduction in government expenditu...

3960. EFFECT OF LABOUR TURNOVER ON ORGANIZATIONAL PERFORMANCE

Abstract: This work examined the relationship between labour turnover and organizational performance in Kaduna State water board. It adopted survey research design. Related literature review was based on conceptual, theoretical and empirical frameworks. The study was anchored on equity theory. Data were collected from primary sources. Primary data were collected with item structured questionnaire based on five point Likert scale. The population of the st...

3961. THE EFFECT OF GOVERNMENT POLICY ON COMMERCIAL BANK LENDING ABILITY IN NIGERIA A CASE STUDY OF UNION BANK

BACKGROUND OF THE STUDY: The banking system in Nigeria has undergone radical changes during the  35 years since independence . Banking developed from an industry which in 1960. was dominated by a small number of foreign owned banks into, one in which public sector ownership predominated in 1970s and 1980s and in which Nigeria private investors have played an increasingly important role since the mid 1989’s  government polices had a major influence on developme...

3962. EFFECT OF E-BANKING ON ORGANIZATIONAL PRODUCTIVITY

ABSTRACT: The purpose of the study is to investigate the effects of electronic banking on organizational performance at case study of Dangote cement plc. The study will be of great significance as it will help financial institution to know more challenges affecting E- banking Skills and take corrective measures to improve the business. The study used a case study research design, where the targeted population will be 88 respondents. Stratified sampling research method was use...

3963. EFFECT OF DEFICIT FINANCING ON UNEMPLOYMENT RATE IN NIGERIA

Abstract: Deficit Financing plays an extraordinary and growing role in achieving full employment in Nigeria sustainable economic growth, price stability and poverty reduction. Theoretically, both Keynesian and neoclassical economists provided tools for government intervention, particularly with regard to government budget deficit financing. This study is aimed at examining the effect of deficit financing on unemployment rate in Nigeria. The study indicate that the validity of...

3964. EFFECT OF DEFICIT FINANCING ON UNEMPLOYMENT RATE IN NIGERIA

Abstract: Deficit Financing plays an extraordinary and growing role in achieving full employment in Nigeria sustainable economic growth, price stability and poverty reduction. Theoretically, both Keynesian and neoclassical economists provided tools for government intervention, particularly with regard to government budget deficit financing. This study is aimed at examining the effect of deficit financing on unemployment rate in Nigeria. The study indicate that the validity of...

3965. EFFECT OF BUSINESS STRESS ON THE PERFORMANCE OF SMALL SCALE ENTREPRENEUR

ABSTRACT: This research tends to examine the effect of business stress on the performance of small scale entrepreneur with scope covering over two hundred business owners across Lagos State. A survey design was employed, with the use of simple random sampling technique two hundred business owners were sampled in Lagos state. Data were gathered with the use of a well-structured questionnaire which were distributed to one hundred business owners. These data wer...

3966. EFFECT OF BANK CONSOLIDATION ON PERFORMANCE OF SMALL AND MEDIUM SCALE ENTERPRISES IN NIGERIA

ABSTRACT: The central tenet of banking sector consolidation was to develop a strong, reliable and diversified banking sector that is capable of playing effective developmental roles in the economy, such as funding of small and medium scale enterprises and becoming a competent and competitive player in the African regional and global financial system. In essence, the reform was expected to create big banks by increasing bank capital base through the capital market and/or merge...

3967. DETERMINANTS OF AUDIT FEES IN THE BANKING INDUSTRY

Abstract: This research examines determinants of audit fees in the banking sector.The main objective is to find out if there is any relationship between audit firm size and audit fee and also to verify if profitability has significant impact on audit fee. Using  Ordinary Least Square (OLS) regression technique with the aid of a computer software, the empirical findings revealed among other things that, there is no significant relationship between audit firm size, firm profitability, firm...

3968. VISUAL CLASSROOM AND TEXT BASED E- LEARNING

ABSTRACT- INTERNET: As global connection of computers sited around the world forming huge network for information to be shared and disseminated by many millions of people has done so well in information Technology and in education so to speak. Since the introduction of Value Added Network certain events force their existence. This allows man to help him and others. Virtual classroom and Text based E-learning cannot be an exception. Oftentimes students experience a lot of diff...

3969. DESIGN AND IMPLEMENTATION OF REAL TIME CURRENT ACCOUNT TRANSACTION PROCESSING SYSTEM

INTRODUCTION: In the twentieth Century, the banking world has seen a continuing process towards fully computerized operations.  At the start of the century there were few mechanical aids with all ledgers, passbook and account statements being written by hand.  By 1920s the banks had graduated to mechanical accounting combined with an increase in business, this trend towards mechanization was continuous process, the staffing and expansion difficulties were tackled mo...

3970. DESIGN AND IMPLEMENTATION OF PDF TO AUDIO SYSTEM

ABSTARCT: Text-to-speech and related read audio tools are being widely implemented in an attempt to assist students’ reading comprehension skills. PDF to audio system is a screen reader application designed and constructed for effective audio communication system. PDF’s were designed to present and exchange documents reliably, PDF are an open standard document format used globally, maintained by the International Organization for Standardization (IS...

3971. DESIGN AND IMPLEMENTATION OF AN ONLINE STADIUM MANAGAMENT INFORMATION SYSTEM (A CASE STUDY OF GODSWILL AKPABIO INTERNATIONAL STADIUM UYO)

ABSTRACT: An online stadium management information system for the Godswill Akpabio International stadium Uyo, was be developed in this project. The current process of management at the Godswill Akpabio International Stadium is being operated manually and due to this procedure numerous problems are being encountered. The system is developed in order to tackle these problems encountered by the use of the conventional manual registration and ticket procurement.<...

3972. DESIGN AND IMPLEMENTATION OF COMPUTERIZED ECONOMIC GROWTH MONITORING SYSTEM

ABSTRACT: Federal Ministry of Finance has always monitoring how economic growth is moving in this Nation.  After the granting of internal autonomy to regions in 1946, there have been subsequent fiscal commission, military decrees Acts of Parliaments that reviewed both dreamed earning structure for Government.  In the cause of this research work”. Design and implementation of Computerized Economic growth monitoring system Federal Ministry of Finance”...

3973. DESIGN AND IMPLEMENTATION OF A PROTOTYPE STUDENT EVALUATION SYSTEM

​​​​​​BACKGROUND OF THE STUDY: Evaluation is the systematic determination of merit, worth and significance of something or someone. Evaluation often is used to characterize and examine subjects of interest in a wide range of human enterprise including the Arts, business, Computer Science, criminal justice, foundation and non-profit organizations, government and other human services.

Performance Evaluation is a necessity for organizations, institutio...

3974. DESIGN AND IMPLEMENTATION OF AN ONLINE MARKETING INFORMATION MANAGEMENT SYSTEM

Background of the Study: The Internet has its origins in cold war and technological rivalry between USSR and US. In fact "while the World Wide Web was created in 1991, its origin dates back to 1957 when the Soviet Union launched the Sputnik I satellite" (Dickey and Lewis, 2011: 2). US reacted with establishment a department of Defense Advanced Research Project Agency (DARPA) which launched in 1960s ARPANET, an experimental project of computer networks from which wha...

3975. DESIGN AND IMPLEMENTATION OF AN ON-LINE ENTRANCE EXAMINATION SYSTEM

ABSTRACT: The computer as an electronic and electromagnetic device is known for its versatile range of uses in every area of human endeavour more especially in scientific and mathematical calculations.   

Although little thought has been given to designing a complete and concise intelligence test on a computer system online in our present environment. However, in developed countries where computerized games and robot systems have been deve...