2851. THE ECONOMIC IMPLICATIONS OF ELECTRONIC BANKING IN NIGERIAN BANKS

ABSTRACT: This study was carried out on the economic implications of electronic banking in Nigerian banks using Diamond Bank as a case study. The study was specifically carried out to assess the extent of electronic payment in banking activities as well as identify the various types of electronic banking, evaluate the major problems associated with the development of electronic banking system in Nigeria as well as evaluate possible solutions to these pro...

2852. NUCLEAR ENERGY PROLIFERATION: LESSONS FOR THE THIRD WORLD NATIONS, 1945-2006

Background to the Study: Besides the many discoveries of Science and technology in the 20th Century, nuclear energy seems to be one of the few inventions which have more direct impact on people’s lives and the society at large. The innovation is profitable in several civilian uses. It is the safest, cleanest, cheapest and most efficient energy source, but the danger lies in its use for the manufacture of bombs and other destructive weapons. Ir...

2853. CORPORATE GOVERNANCE AND PERFORMANCE OF BANKS IN NIGERIA

ABSTRACT: An international wave of mergers and acquisitions has swept the banking industry as boundaries between financial sectors and products have blurred dramatically. There is therefore the need for countries to have sound resilient banking systems with good corporate governance, which will strengthen and upgrade the institution to survive in an increasingly open environment. In Nigeria, the Central Bank unveiled new banking guidelines designed to consolidate and restruct...

2854. AN INVESTIGATION INTO ACCOUNTING POLICIES OF BANKS

BACKGROUND OF THE STUDY: Since the beginning of corporate form of business entity in Nigeria, the banking sector has been playing important role in promoting economic growth and development by way of providing liquidity and capital in form of loans to firms and private individuals, Izedonmi (2001) noted that banks help to allocate available resources by mobilizing funds from productive channels to finance investment activities in productive sectors and increase capital format...

2855. A STUDY ON THE FACTORS AFFECTING E-COMMERCE ADOPTION IN NIGERIAN BANKS

Abstract: This study’s focuses on “Factors Affecting the Adoption of Electronic Commerce: Evidence from Nigerian Banks”. There are three reasons for concentrating on this topic: 1) Limited research on ecommerce in developing countries particularly in Africa, 2) Nigeria with a population of 135 million is a potentially lucrative market for ecommerce services, and 3) The banking sector has been most successful with ecommerce in Nigeria. Since ecommerce is...

2856. COMPETITIVE STRATEGY AND ORGANIZATIONAL PERFORMANCE IN THE NIGERIAN BANKING INDUSTRY

ABSTRACT: Banks offer many vital services but must be seen to do so, by delivering efficient customer service. Service marketing is regarded as the pivotal force behind strategic planning and business operations, and, hence, as an intrinsic component of service organizational efforts. This research project is thus a search part for physical evidence and marketing effectiveness of banks in Port Harcourt and the price and process of marketing effectiveness...

2857. LOAN GRANTING AND ITS RECOVERY PROBLEMS ON COMMERCIAL BANKS (A CASE STUDY OF FIRST BANK PLC, OJO- ALABA BRANCH)

ABSTRACT: This research work was undertaken to assess the Loan granting and its recovery problems on Commercial Banks. The research was intended to achieve the following objectives: To find out the several problems facing loan recovery, the effects of loan default on commercial banks and the measures that will be used in reducing the incidence of loan default. Relevant data were collected from both primary and secondary sources. Questionnaires were the main primary data...

2858. THE IMPACT OF THE MASS MEDIA ON RURAL DEVELOPMENT

ABSTRACT: The broad objective of this study is to examine the impact of the mass media on rural development in Anambra East local government. Survey research design was employed for the study and with the convenience sampling the method, 80 participant was enrolled for the study of which 77 was validated for the study. The project employed the use of questionnaire to sources of data which is administered to the residents of Anambra east LGA as well as pe...

2859. EFFECT OF CASHLESS POLICY ON SMALL AND MEDIUM BUSINESS IN NIGERIA

Background of the study: There have been a consistent agreement in the body of extant literatures (Daasi, 2012; Nelson & nelson, 2010; Gboski, Joshua & Stephen, 2007) that small and medium scale enterprises have the tendency to improve the economy of any nation through job creation and increased flow of finance to the economy calls for policy formulation and implementation that will enhance its growth and performance. However, the recent introduction of cashless polic...

2860. BANK CHARGES AND CUSTOMER SATISFACTION IN THE NIGERIA BANKING SECTOR

​​​​​​Background of the study: Customers are presumed the stakeholders of an organization and for an organization to flourish, the needs of the customers must be met. Without the presence of customers, the goals and objectives of an organization will not be achieved. It is therefore pertinent to carry out a research on the behaviors of customer, because knowledge of this will help an organization know how to deal rightly with their customers. In the 80s, the banking sector of...

2861. ASSESSMENT OF CORPORATE SOCIAL RESPONSIBILITY ON FINANCIAL PRODUCTIVITY OF MICROFINANCE BANKS

ABSTRACT: This study investigated the impact of corporate social responsibility practices on financial productivity of micro finance bank in Nigeria. The study used generalized least square multiple regression to analyze the secondary data extracted from the annual reports and accounts of Seedvest Micro finance Bank, Ibadan. for the period of ten years from 2006 to 2016. The study found that environmental management, and c...

2862. THE CHALLENGES CONFRONTING PRIVATELY OWNED MEDIA STATIONS IN A DEMOCRATIC DISPENSATION IN NIGERIA

ABSTRACT: This project work is mainly based on the theoretical and practical approach of the challenges confronting privately owned media stations in a democratic dispensation in Nigeria. In this work, the researcher tried to reevaluate two types of the media that is, government owned media like AIT Benin city station, with a view to recommending a more effective ownership. That is the type of ownership influence and challenges that is gea...

2863. CUSTOMER SATISFACTION AND ITS IMPLICATION ON BANKS PERFORMANCE IN NIGERIA

ABSTRACT: Satisfaction is the customer’s evaluation of a product or service in terms of whether that product or serve has met their needs and expectations. Happy and satisfied customers behave in a positive manner. However, almost every Nigerian banks encounters similar problems in meeting customer’s expectation of services and customer satisfaction. It is against this backdrop that this study tries to evaluate customer’s satisfaction and its implication on...

2864. THE EVALUATION OF METHODIST MISSIONARY ACTIVITIES IN NKANULAND (1910-2000)

ABSTRACT: Since 1843, when Methodist church came to Nigeria from England, it has spread to many areas of this country. It has created much influence in many areas and the church has contributed immensely in shaping the history of Nkanuland in a especially way. Understandably it has influenced positively on the lives of people. Nkanuland was formerly replete with evil practices and idolatrous traditions such as ritual killings, murder, idol worship, killing of twins and molest...

2865. THE IMPACT OF SMALL AND MEDIUM ENTERPRISES FINANCING ON POVERTY REDUCTION IN NIGERIA

ABSTRACT: Nigeria, like other developing countries, has continued to grapple with the menace of poverty despite several economic policies and programmes implemented by various governments. This study was therefore undertaken to assess the impact of small and medium enterprises financing on poverty reduction in Nigeria from 1991 to 2010. Using ordinary least square (OLS) analytical technique, data from the central bank of Nigeria (CBN) statistical bulletin wer...

2866. THE IMPACT OF CORPORATE STRATEGY ON FINANCIAL PERFORMANCE OF FINANCIAL INSTITUTIONS LISTED ON THE NIGERIA STOCK EXCHANGE

Abstract: This study examines corporate strategy and financial performance of financial institutions listed on the Nigeria Stock Exchange. Financial performance is an important concept that relates to the way and manner in which human, material and financial resources available to an organization and is judiciously applied to achieve the overall corporate objectives. The main objective of the study is to examine the significant relationship between corporate strategies. The t...

2867. THE ROLE OF POLITICAL PARTIES IN CONSOLIDATION OF DEMOCRACY IN NIGERIA

ABSTRACT: This study was undertaken to evaluate political participation and democratic consolidation in Nigeria. Three objectives and three research questions were formulated to guide the research. The study adopted thematic format in its literature review. The theoretical framework used was structural functionalism and research design used in the study was expos facto design and content analysis was used to evaluate the topic under discussion in line wi...

2868. DESIGN AND IMPLEMENTATION OF AN ONLINE BANK VERIFICATION NUMBER (BVN) SYSTEM

ABSTRACT: The Bank Verification Number (BVN) became imperative following the increasing incidence of compromise on conventional security systems such as password and Personal Identification Number (PIN) of customers. The BVN involves identifying an individual based on physiological or behavioral attributes, such as fingerprint, signatures and others. The customers unique BVN is accepted as a means of identification across all banks system.On the basis of introducing the conce...

2869. CONSTRUCTION OF 1KVA INVERTER USING SOLAR PANEL

INTRODUCTION: Every hour the sun beans on to earth more than enough energy to satisfy global needs. A solar energy is the technology used to harmless the scene’s energy and makes it usable, a solar inverter here in converting the direct current (D.C) into alternating current (A.C) with the help of solar power.

Today the technology produce less than length of the one percentage of global energy demand,, many people are familiar with so-called photovoltaic...

2870. THE IMPACT OF BANK FRAUD ON BANK PERFORMANCE IN NIGERIA

Abstract: Fraud is an epidemic dimension that has eaten deep into the banking sector as well as the entire economy. Its devastating effect manifests itself in the deteriorating balance sheet of banks as well as in economic backwardness. As a result, measures to eradicate fraud in banking sector become a central focus of the government and the monetary authorities. It was against this backdrop that this study was aimed at providing empirical evidence on the effect of...

2871. THE CONTRIBUTION OF BANKING SECTOR TO AGRICULTURAL GROWTH IN NIGERIA A CASE STUDY OF UNION BANK, ENUGU BRANCH

Background of the Study: Nigeria faces serious poverty challenges. Two out of every three Nigerians live below the poverty line of $1 per day in income. Poverty in Nigeria is concentrated in rural areas, which are home to more than 70 percent of the nation’s poor. Development indicators for rural areas lag behind those for urban areas: incomes are lower, infant mortality rates are higher, life expectancy is shorter, illiteracy is more widespread, malnutrition is more pr...

2872. AN EXAMINATION OF THE ROLE OF FISCAL POLICY IN THE DEVELOPMENT OF NIGERIA ECONOMY

Background of the Study: The economy of any country, irrespective of its structure is regulated by certain policies developed by the government. Some of these include economic policies, social policies, monetary policies etc. however of all these policies economic policies are most fundamental. Gbosi (2001) The economic factors are cynical because they serve as a foundation for the success of the other policies of government. The constituent element of these...

2873. HUMAN CAPITAL ACCOUNTING AS A MEANS OF ENHANCING INFORMATION DISCLOSURE IN FINANCIAL REPORT

ABSTRACT: This research work is aimed at providing the missing link through human capital accounting as a means of enhancing disclosure in financial reporting with particular reference to Dangote group of company, while carrying out this research work these are the areas that this research work concentrated. The first chapter is the introductory part of the research work. This chapter also contains the background of the study, statement of problems, research Questio...

2874. THE EFFECT OF TOASTED ICICINIA MAIN EFIK ISONG-BASED DIETS ON THE PERFORMANCE OF WEANER RABBITS

INTRODUCTION: Animal protein in most of the developing countries is not readily available to the populace due to the high cost of production faced by the livestock industry. This is largely due to the high cost of livestock feed. Feed contribute about 60% of the total cost of production. This is as a result of the unavailability and high cost of the conventional feedstuffs like maize and soybeans which is occasioned by the competition between man and livestock (Vander Zi...

2875. EFFECTS OF HIGH BANK LENDING RATES ON THE MANUFACTURING SECTOR OF THE NIGERIA ECONOMY

Abstract: The manufacturing sector of the economy is the most important sector and for obvious reasons it is affected by the unprecedented increase of banks high lending rate to borrowers. The study is to determine the manufacturing sectors capacity, product pricing and sectors profitability. Questionnaires were designed and distributed to elicit information from the sample population; also, data were gotten through primary source. These data collected were presented and anal...